PENSERVCO Prosper 401K
The Small Business 401K
Hands on Service
Hands on Service
Hands on Service
Our experienced staff will be there to guide you though the setup and ongoing tasks to keep your plan in compliance.
Cost Effective
Hands on Service
Hands on Service
Our 401k plans are discounted with setup fees from $500
Tax Credits
Hands on Service
Tax Credits
Business tax credits up &15,000. consult your tax advisor.
Administrative Services
- Oversee required notices too employees
- Comply with all DOL and IRS regulations
- Prepare 5500 to electronically file with IRS
- And more
Fund Selection
- Schwab
- Vanguard
- Fidelity
- Black Rock
- I-Shares ETF's
- American Funds
- T- Row Price
- Franklin Templeton
PLUS over 25 fund families including over 5000 fund choices
PLUS capabilities for individual real state, private stock, brokerage accounts
PLUS capabilities for individual real state, private stock, brokerage accounts
PLUS capabilities for individual real state, private stock, brokerage accounts
PLUS capabilities for individual real state, private stock, brokerage accounts
PLUS capabilities for individual real state, private stock, brokerage accounts
Record-keeping Partners
- PCS Retirement
- E-Plan
- ASCENSUS
- EMPOWER
- John Hancock
- Principal Financial
- VOYA
- Lincoln Financial
- Nationwide
- Trans America
- American Fund
Plan Design
- Eligibility: Employees aged 18 become eligible after 90 days of service.
- Company Contributions: 1 year of service required to receive company contributions.
- Contribution Options: Roth and pre-tax salary deferrals.
- Additional Features: Plan includes options for Profit Sharing and Rollovers.
- Vesting: Non-safe harbor contributions subject to a 6-year vesting schedule.
- Financial Assistance: Loans and Hardship distributions available.
- Inclusion: All employees employed at plan establishment join regardless of service.
Our Partners
